Earthquakes are among the most unpredictable and destructive natural disasters, often striking without warning and causing significant damage to property, infrastructure and human life. Many people associate earthquakes with the West Coast, but nearly 75% of the United States faces some level of earthquake risk.
February is Earthquake Awareness Month, making this an ideal time for individuals, families and businesses to review their preparedness plans and ensure they are ready to respond effectively. Understanding this risk and implementing proactive measures is essential for protecting lives, minimizing property damage and reducing disruption.
How to Prepare Before an Earthquake
Taking proactive steps to prepare can help protect your family, employees and property:
- Develop an emergency plan: Include meeting points, communication methods and evacuation routes for your home and workplace.
- Assemble emergency kits: Stock food, water, first aid supplies, flashlights, batteries and a battery-powered radio.
- Identify safe spaces: Know where to shelter under sturdy furniture away from windows and heavy objects.
- Secure loose items: Anchor furniture, appliances and wall hangings to prevent injuries and damage.
- Assess building vulnerability: Have a professional evaluate structural integrity and make necessary improvements.
- Review insurance coverage: Earthquake damage is often excluded from standard policies. Check with your broker about earthquake-specific coverage.
- Practice “Drop, Cover and Hold On”: Train employees and family members to drop to their knees, cover their head and neck, and hold onto sturdy furniture until the shaking stops.
Once the earthquake subsides, take the following precautionary steps:
- Expect aftershocks: Be ready to drop, cover and hold on again.
- Evacuate damaged buildings: Do not re-enter until cleared by authorities.
- Signal for help if trapped: Text for assistance, bang on pipes or walls or yell to attract attention.
- Check for injuries: Provide first aid for those who may need it and call 911 for emergencies.
- Communicate safely: Use text messages or social media to let others know you’re safe.
Know the Warning Signs
While earthquakes often strike without warning, you may notice:
- A roaring or rumbling sound that grows louder.
- A rolling sensation that intensifies within seconds.
- A violent jolt followed by shaking that makes it hard to stand.
Reach Out to an Advisor
From developing comprehensive emergency plans to reviewing insurance coverage options, our advisors work with you to protect your people, property and operations. Contact us today to learn how we can help strengthen your resilience and ensure you’re ready for the unexpected.