Our Story

Established in 2020 through the strategic merger of RCM&D and Oswald Companies, Unison Risk Advisors (a dba of the JBO Holding Company) is majority employee owned. On June 20, 2023, NSI became the third partner of Unison Risk Advisors. Unison Risk Advisors is made up of these three primary operating companies and all their existing subsidiaries and sub-brands. Today it is one of the largest privately held and employee-owned insurance brokerage and risk management firms in the U.S.

Our holding company structure supports independence through employee ownership, and provides for independent operating autonomy and maintenance of regional market brands. Partner firms leverage our shared business and solution services functions and an aligned model based on a strong organic growth orientation, all while ensuring deep specialization and experience across the partnership.

Partner firms also gain the advantage of large-scale technology efficiencies, contract aggregation, talent sourcing and development, signature product and client service innovations, and access to specialty industry expertise.

In addition, everyone in the Unison Risk Advisors family of companies and partners has a shared people-centered culture, and relationships-first philosophy. It is the key driver of our success and perpetuation.


Empowering Independence: The mission of Unison Risk Advisors is to secure a thriving future for independent insurance and risk management firms; their owners, their employees, their clients; and the communities they serve.


Perpetuation Through Partnership: The Unison Risk Advisors platform delivers an alternative perpetuation path for firms seeking to maintain their independence, accelerate their growth and perpetuate their future.



Our Services and Solutions

Commercial Property and Casualty Insurance

Risk Management Solutions

Employee Benefits and Health Insurance

Personal and Life Insurance

Retirement Plan Services

Alternative Risk and Captive Solutions

Industry Specializations

Construction, Design and Surety


Food and Agriculture

Government Entities



Nonprofits and Social Services

Private Equity

Professional Services

Real Estate

Contact Unison Risk Advisors