Public Entities

We help public entities find exposures early, reduce losses and protect the employees, infrastructure and essential services their communities rely on.

Protecting the Communities You Serve

Public entities manage essential services, critical infrastructure and diverse workforces, all while being accountable to the public. These responsibilities create risks that are complex and always changing. We work as a consultatively with your organization to understand your operations, budget priorities and service obligations. We review your exposures, claims trends and current insurance programs to build a strategy that protects public assets and supports continuity of essential services.

Who We Serve

Cities, Towns & Counties

Local governments deliver public works, sanitation, parks and recreation, and public safety. We help them manage risks across departments, including first responder injuries, fleet operations, aging facilities and severe weather.

Utilities & Water Authorities

Water, wastewater and stormwater operations involve high-hazard work, environmental exposures and infrastructure the community depends on. We help these organizations protect their workers, assets and essential services.

Public Authorities

Transit, port, housing and parking authorities oversee large facilities, fleets and public spaces, often with many contractors involved. We help them manage operational, contractor and public exposure risks while keeping services running.

Addressing Your Unique Challenges

Public entities face a wide range of operational, safety and financial risks, including:

  • Public works and essential services, including sanitation, water delivery, wastewater treatment and parks and recreation
  • Long-tail workers’ compensation exposures for police, firefighters and other first responders
  • Fleet operations and driver safety
  • Weather-related risks and natural disasters
  • Civil unrest and public event risks
  • Diverse property portfolios, from historic buildings to modern facilities
  • Inaccurate or outdated building valuations
  • Environmental and stormwater management exposures

Insurance Solutions

  • Property & Casualty
  • Alternative Risk & Captive Solutions
  • Cyber Liability
  • Workers’ Compensation
  • Employee Benefits
  • Retirement Plan Consulting

Risk Management Solutions

  • Risk Assessment & Hazard Analysis
  • Workforce Safety, Training & Incident Readiness
  • Property, Infrastructure & Emergency Preparedness
  • Operational, Contractor & Public Exposure Risk Management
  • Regulatory Compliance & Code Analysis