Our Story

A Better Path Forward

Founded in 2020 through the merger of Oswald Companies and RCM&D, Unison Risk Advisors™ (Unison) created a better path forward for like-minded firms and talented professionals seeking an alternative to global brokerage or aggregation models, allowing us to deliver broader resources, innovative solutions, and personal services while putting clients first. Today, Unison ranks among the top 40 largest U.S. brokerages and the top five largest independently owned firms, with seven partner companies serving clients in all 50 states and more than 85 countries.

Unison was built on the belief that clients, employees and communities are better served by an independent, employee-owned brokerage model.

Meet Our Partners

Avondale

Established in 2006, Avondale Insurance Associates is an Excess and Surplus Lines Underwriting Management Company focused on small to mid-sized accounts across all property and general liability classes.

Enders Insurance

At Enders, insurance is built on trust. Accessible, reliable service is delivered with integrity, providing guidance that is genuine, credible, and backed by deep industry knowledge, experience, and a strong sense of responsibility.

Gibson Insurance Agency, Inc.

Founded in 1933, Gibson has built a long legacy of strong relationships, local leadership and an employee ownership-minded culture. That foundation continues to guide how we grow and who we choose to grow with.

Hatcher Insurance

Serving Florida for nearly 80 years, Hatcher Insurance is a boutique agency in Orlando, offering large brokerage experience combined with a local, independent, grassroots feel, delivering competitive solutions paired with a world-class client experience.

NSI Insurance Group

Founded in 1958, NSI Insurance group provides insurance and risk management advice to families and business owners to help them manage their risk exposure, serving clients across all 50 states and in more than 100 countries.

Oswald Companies

Founded in 1893, Cleveland-based and employee-owned, Oswald is one of the nation’s largest independent insurance brokerage and risk management firms.

RCM&D Inc.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Founded in 1885, we leverage our 140+ years of experience and strong local, national and global reach to meet clients’ business objectives.

Explore Partnership & Career Opportunities

Whether you’re seeking partnership opportunities for your firm or looking for a rewarding career in insurance, our partner companies offer the resources, independence, and collaborative culture that set Unison apart. Learn more about becoming a partner or explore current opportunities.

Discover Your Path with Unison Explore Career Opportunities

The History of Unison

Oswald Companies and RCM&D Create Unison Risk Advisors

Cleveland-based Oswald Companies and Baltimore-based RCM&D signed a definitive agreement to strategically merge, launching Unison Risk Advisors. This merger created a combined workforce of more than 650 employee-owners in 12 office locations throughout the Mid-Atlantic and Midwest.

Minority Growth Capital Investment from Peloton Capital Management

Unison announced a minority investment partnership with Peloton Capital Management, a private equity firm built on the principle that collaboration creates better outcomes. This long-term, growth-oriented partnership provided strategic capital to fuel Unison’s expansion and M&A activity while preserving its independent, employee-owned model.

NSI Insurance Group Joins Unison

Florida-based NSI Insurance Group became the third partner company, expanding Unison’s regional footprint into the Southeast and adding deep knowledge in commercial, personal, and private client insurance for Florida’s diverse business community. With the addition of NSI, Unison gained 151 employees and 10 offices.

Enders Insurance and Avondale Insurance Associates Join Unison

Enders Insurance, a Pennsylvania-based independent firm, joined as the fourth partner, deepening Union’s presence in the Mid-Atlantic. With the addition of Enders, Unison grew by 64 employees and 5 offices.

Avondale Insurance Associates became the fifth partner and the first company to join Unison’s non-retail division, supporting wholesale distribution for the property and general liability insurance industry. Avondale brought an additional 33 employees and 4 offices.

Unison Announces Promotions of National Practice Leaders

Unison announced the promotions of five national practice leaders for Design & Construction, Education, Healthcare, Mergers & Acquisitions and Real Estate. These appointments emphasize Unison’s commitment to client service and providing innovative, focused solutions.

Hatcher Insurance Joins Unison

Hatcher Insurance joined Unison, strengthening our presence in Orlando, Florida and expanding our capabilities with decades of knowledge, strong client relationships, and a shared commitment. With this addition, Unison grew by 29 employees and one office.

Gibson Insurance Agency, Inc. Joins Unison

Gibson Insurance Agency, Inc. became the seventh partner, expanding our reach in the Midwest and West regions. With Gibson’s addition, Unison grew by 180 employees and 9 offices. This also marked Unison’s 26th transaction overall since 2020, further extending its national reach.

Unison Risk Solutions Launched

Unison announced the launch of Unison Risk Solutions, expanding its capabilities through claims, data and risk consulting, and third-party administration services to help clients better manage risk and drive informed decision-making.

Cyber Risk Solutions National Practice Leader Appointed

Unison appointed a Cyber Risk Solutions National Practice Leader, expanding its national practice structure and reinforcing its commitment to advanced risk management solutions for clients navigating the evolving cyber landscape.

Our Mission & Vision

Empowering Independence

The mission of Unison Risk Advisors™ is to secure a thriving future for independent insurance and risk management firms; their owners, their employees, their clients; and the communities they serve.

Perpetuation Through Partnership

The Unison Risk Advisors™ platform delivers an alternative perpetuation path for firms seeking to maintain their independence, accelerate their growth and perpetuate their future.